Employers must take the necessary precautions to ensure that they comply with workplace safety standards. Accidents can happen, and workers' compensation insurance covers them.
Workers' compensation insurance serves two main purposes. It ensures that injured workers get medical care and compensation for some of their lost income while they are away from work. Additionally, it protects employers against lawsuits brought by injured workers. If you’re interested then contact us today to get your work compensation insurance.
Workers are entitled to benefits regardless of the person who caused the accident. Workers who are killed while on the job receive death benefits.
A company that employs more than one person must follow the laws.
This section deals with the enforcement and creation of employer liability to compensate employees for temporary/permanent disabilities and their dependents in the event of death. The law also stipulates that all cases must be handled in a timely and economically efficient manner.
Temporary Disability – If a worker is injured in an accident and is unable or unable to return to work within three days, then temporary disability benefits are available to partially compensate for lost wages.
Permanent Disability – A worker who is permanently disabled by an accident is eligible for permanent disability benefits.
Life pension – Workers who have suffered serious injuries can also be eligible for a pension. This is a weekly payment that will continue for the rest of their lives.
Workers who have been injured in an accident are entitled to reimbursement for their out-of-pocket expenses. These include travel to and from medical care, pharmacy/medication costs, parking, and any other related costs.