Index universal life insurance is a type of insurance designed for people with moderate incomes. With this type of plan, the insurance company will not raise your rates if your health or financial situations change too quickly. The main advantage to index universal life insurance is that it can be applied for on a tax-free basis.

Index global life cover  is a type of life insurance policy that provides a guaranteed rate of return on your investments. 

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The policy pays you a fixed monthly income, regardless of the value of the stock or bond market. This policy is ideal for people who are uncertain about the future market values of their investments.

How does index universal life insurance work?

Index universal life insurance is a type of life insurance policy that provides coverage for a specified period, typically 10 or 20 years. 

The policyholder pays a set amount each month, and the premiums are adjusted according to the value of the insurance policy's underlying investment. If the policyholder dies during the coverage period, the policy pays out a predetermined death benefit.

Index universal life insurance can be a good choice for people who want limited-term coverage and don't need full protection against death. Coverage typically costs less than traditional life insurance policies, and there is no need to worry about annual premium hikes.

If you're interested in index universal life insurance, be sure to talk to an agent about your specific situation and needs.